As TIA's resident 20-something, I'd like to chime in regarding Marta's recommendation-packed rundown and dispense my two cents on skincare regimes for the younger set. As first signs of premature aging surface, I have found it remarkable how some of my peers look the same as they did in high school, while others appear decades older than their age. When you're in your twenties, it can still be tempting to reawaken your tan under the summer sun and crash in bed after a late night without removing your makeup. But I have learned the hard way that these habits lead to everything from age spots and wrinkles to blemishes and brittle lashes.

For the most part, 20-somethings do not yet require heavy-duty anti-aging remedies (some of which can allegedly do damage to young skin). But at this stage in life, the oil glands often are no longer supplying as much lubrication to the skin. Though this bodily change results in less breakouts, it also signals a more pressing need for moisture replenishment. Besides drier skin, 20-somethings are also characterized by a newfound financial independence (translation: "we're so po' we can't even afford the last two letters"). With economical concerns in mind, I have rounded up a few effective moisturizers fitting for my generation.

When all you need is the basics, Weleda Almond Facial Care is a great choice for nourishing sensitive skin without irritating chemicals and preservatives. In addition to its Wild Rose and Iris Facial Care lines, Weleda's new Almond Facial Care range naturally hydrates with ingredients that are endorsed by the BDIH (Certified Natural Cosmetics). Using botanical oils to relieve itchiness and reduce redness, the Almond Moisture Cream ($22), which is essentially comprised of sweet almond oil, glycerin, beeswax, and lactic acid, softens and intensely moisturizes dry skin. Another admirable and affordable product line to incorporate sweet almond oil (and countless other botanical extracts) is Yes to Carrots. Besides an outstanding Body Moisturizing Lotion ($7.99), Yes to Carrots, along with its sisters Tomatoes and Cucumbers, offers a wide range of products to keep the face hydrated at a price that can't be beat.

It should come as no surprise that a generation growing up amidst harrowing threats of global warming and rainforest destruction is passionate about the environment. 20-somethings keep an eye out for organic and fair trade certifications on everything they put in and on their bodies. Two exceptional lines that have passed muster with EcoCert (among other organic certifications) are Yves Rocher's Culture Bio range and John Masters Organics reformulated skincare collection. Yves Rocher's Culture Bio Wakeup Cream ($27) blends essential oils and organic plant extracts in an uplifting, long-lasting, lightweight lotion. Likewise, John Masters Organics thrives on beneficial botanicals with the potent Mandarin Maximum Moisture ($48), ideally used sparingly in moments of extreme dryness. A less expensive alternative is its Rose & Apricot Antioxidant Day Cream ($28), which is light enough for everyday use.

What do all of these moisturizers have in common? Well, besides the fact that they boast reasonable prices, they all lack one key component: SPF. Most 20-somethings I know put a premium on convenience, so rather than layer a mineral sunscreen over their daytime moisturizer, they would prefer to rub on a combo product in one fell swoop. Sensitive skin can seek refuge in Devita Solar Protective Moisturizer SPF 30 ($21) and DDF Organic Sun Protection SPF 30 ($28), both of which made appearances in Marta's Five Best moisturizers with built-in sunscreens round-up. Unfortunately, as much as I'd like to recommend Eminence Organics Tomato Sun Cream SPF 16 ($66), it doesn't quite qualify as a "good buy" in my book.

Taking the task of expediency a step farther, some moisturizers double as both face and body sun protectants. One superior example that I've come across is Skin MD Natural Shielding Lotion + SPF 15 ($15), a lightweight lotion that loads up its hypoallergenic formula with antioxidants and steers clear of risky chemicals. When you just need to coat your entire body, Juice Beauty Green Apple SPF 20 Antioxidant Body Moisturizer offers superior chemical-free sun protection with anti-aging benefits. If you have any favorites to add to this list (which is hardly exhaustive), please share with us by leaving a comment below.